Premier America Credit Union
Borrow up to $2,000 with fast approval, no credit check required. Fixed 28% APR, repay in 12 months. Apply easily any time online or via mobile banking.
Premier Easy Cash is a loan designed for those who need quick access to funds without the hassle and delays often associated with traditional bank loans. With Premier Easy Cash, applicants can borrow from $300 to $2,000, with funds available around the clock. The biggest highlight is the absence of a credit check, making it much easier for many people to qualify.
The interest rate for Premier Easy Cash is a fixed 28% APR, and repayment terms can extend up to 12 months depending on the loan amount. There is a non-refundable application fee of $20. Additionally, applicants must have been members of Premier America Credit Union for at least three months and be in good standing to qualify. Payments start as low as $105.85 monthly for a $300 loan, scaling up to $195.19 monthly for a $2,000 loan over a year.
How to Apply for Premier Easy Cash
- Access your Premier America Credit Union online or mobile banking
- Select the Premier Easy Cash application
- Complete the quick form – it takes about two minutes
- Your application is instantly assessed with no credit check
- Once approved, funds are deposited into your account immediately
Premier Easy Cash Pros
One of the main advantages of Premier Easy Cash is its rapid approval process. Applicants typically receive a decision within two minutes, and there’s no invasive credit check that could affect your score.
Borrowers have the flexibility to apply 24/7 via online or mobile banking. Fixed monthly payments mean budgeting is simple, and you can use the loan to cover emergencies, unplanned expenses, or day-to-day cash flow needs.
Premier Easy Cash Cons
While Premier Easy Cash offers fast access to funds, the fixed 28% APR is relatively high compared with some other credit options. The application fee is also a notable cost for those seeking smaller loans.
Additionally, only existing members in good standing who have been with the credit union at least three months are eligible. This restricts immediate access for new or non-members.
Final Verdict
Premier Easy Cash is an appealing option for borrowers looking for convenience, instant decisions, and flexible repayment, especially if they are already credit union members. The lack of a credit check and fast processing are significant benefits.
However, those sensitive to costs should weigh the 28% APR and $20 application fee before applying. Overall, it is a strong pick for quick, reliable access to cash in urgent situations for qualified applicants.