Handy Finance
Easy personal loans with rates from 6.57% p.a.*, flexible terms up to 7 years, no monthly or early repayment fees. Fast online application and approval.
Handy Finance, formerly OurMoneyMarket, delivers easy personal loans for Australians seeking a quick and simple funding solution. Loans range from $2,001 to $100,000, with fixed rates starting at an impressive 6.57% p.a.* and maximum representative comparison rates of 11.90% p.a.*. Terms extend from 1 to 7 years (or up to 10 years for green loans), and there are zero monthly fees or early repayment penalties.
How to apply for Handy Finance Easy Loans
- Get a free quote in minutes with no impact on your credit score
- If satisfied, proceed to finalise your application with documentation online
- Receive an indicative decision, commonly within minutes
- Approved funds typically settled within 24 hours
Advantages of Handy Finance Easy Loans
One major advantage is the speed and simplicity: the entire process is digital, and approvals are generally rapid, ideal if you need funding urgently.
The absence of monthly fees and early repayment penalties makes budgeting straightforward and rewards those who wish to clear debt faster without additional cost.
Drawbacks to consider
Despite competitive starting rates, not all applicants will qualify for the lowest advertised rate. Your actual rate depends on your financial profile.
The highest borrowing amounts are typically reserved for applicants with strong credit and demonstrable income, so some may be offered lower limits.
Our verdict
Handy Finance Easy Loans are a top pick for Australians needing personal finance with minimal hassle and transparent costs. Quick approval, fixed rates, and flexible repayment options stand out. If seamless online application matters and you want to avoid ongoing fees, Handy Finance delivers. However, always check your personalised rate and terms to ensure they meet your needs.