Loans 2 Go
Personal loans from €290 to €2,350, no set up fees, fast eligibility check, and potential for same day payout. Clear and simple conditions to help you get funded.
Loans 2 Go offers personal loans for amounts between €290 and €2,350, with repayment terms ranging from 18 to 24 months. Their standout features include no set up fees, instant eligibility checks, and a chance for same day payout if approved.
The annual percentage rate (APR) is representative at 679%, with fixed rates and the total cost clearly stated upfront. Loan approval and funds transfer are subject to working hours, making this a quick solution when you need fast financing.
How to Apply: Step by Step
First, select the amount you want to borrow and answer a few basic questions to check your eligibility. This won’t affect your credit score.
If provisionally approved, you can continue with the full application, providing further personal and financial information as requested.
Once you submit your full application, Loans 2 Go will assess affordability and suitability based on your profile.
If your application is finally approved, you’ll receive the funds by bank transfer, often on the same day if within business hours.
This process is designed to be quick and user-friendly, helping borrowers access funds rapidly.
Key Advantages
One impressive benefit of Loans 2 Go is the absence of setup fees, meaning less upfront cost and greater clarity about your total payments.
The eligibility checker is another advantage, as it allows you to see your chances without affecting your credit history—ideal if you’re rate shopping.
Main Drawbacks
Despite the ease and speed, the representative APR of 679% is much higher than most traditional bank loans, resulting in a significant total repayment.
Additionally, the minimum term is 18 months, which may not suit all needs—especially if you wish to repay in a shorter time.
Our Verdict
Loans 2 Go is a suitable choice for borrowers who need quick access to moderate sums and value transparency and speed. Their no-fee, straightforward process is appealing.
However, the cost of borrowing is high. Careful consideration of your repayment ability is crucial before applying. For urgent needs and if few alternatives exist, Loans 2 Go can be a solid option.