Lending Stream
Borrow €60 to €1,740 with decisions in seconds. Bad credit considered. Up to 12 months to repay. FCA regulated and no early repayment fees.
Lending Stream offers short term loans to new customers from €60 to €930. Existing clients may borrow up to €1,740. Representative APR is 1271% and loan terms range from 6 to 12 months, with flexible repayment and no early repayment fees. Applicants with less-than-perfect credit are considered, making it accessible for many.
How to Apply for a Lending Stream Loan
The application begins online—select the amount and fill out your details. Verification checks are made for your employment and banking status. If approved, funds are transferred in about 90 seconds. Throughout, credit score checks are minimized until you take out a loan.
Advantages of Lending Stream
A major advantage is speed—decisions often come in seconds, and approved loans are funded fast. Those with bad credit also have an opportunity here, expanding accessibility. The absence of early repayment fees lets you settle your debt sooner and save on interest.
Drawbacks of Lending Stream
The biggest drawback is the high interest rate. With a representative APR of 1271%, the cost can add up if not repaid early. A late payment fee up to €14 applies if you miss agreed payments, so careful budgeting is essential.
Verdict
Lending Stream is a practical option for fast, short-term borrowing—particularly for those who may not have perfect credit. But always ensure you can meet repayment commitments to avoid high costs.