Loan365
Flexible loans between €500 and €2,000 fully online or in person, fast approval, manageable weekly repayments, no hidden fees, and agent service for Louth, Meath and Cavan residents.
Loan365 has become well known in Ireland for providing quick loans ranging from €500 to €2,000 with straightforward weekly repayments. The company stands out because it allows applicants to choose their preferred process: fully online application and management, or face-to-face service with a local agent. Loan terms are set at either 26 or 48 weeks, with APR ranging from 143.91% to 152.03%, and there are no hidden fees involved. Anyone aged 18 to 75 residing in the Republic of Ireland can apply, with no need to be part of any existing membership or savings scheme.
How to Apply
- Visit the Loan365 website or use the dedicated app
- Fill in your personal, identification, and income details
- Choose loan amount (€500 to €2,000) and term (26 or 48 weeks)
- Select if you’d like your loan paid directly to your account or via a local agent
- Upload required documentation for verification
- Get your approval and receive the funds via bank transfer or cash (if you choose an agent)
Key Advantages
Loan365’s dual application options—either fully online or through an agent—make it flexible and accessible for different customer needs. Their mobile app is easy to use for applying, tracking repayments, and even making card payments.
Another plus is the network of agents available across Louth, Meath, and Cavan who can continue your application at home and provide cash loans directly.
Potential Drawbacks
The interest rates are considerably higher than what you might find from traditional banks or credit unions, with APRs over 140%.
Also, the geographical reach of the agent service is limited to Louth, Meath, and Cavan, so outside these counties you are limited to online services only.
Verdict
For those looking for a fast, flexible short-term loan in Ireland and who value convenience—either digital or face-to-face—Loan365 is a solid option. However, applicants should carefully consider the high interest rates before committing and make sure repayments will remain affordable throughout the term.